RealtyWiz Report

FAST Pre-Approval for a Mortgage and Down Payment Assistance Program

by | Apr 23, 2023 | Blog, Current, Current, Latest, MAIN PAGES, Post Sidebar, Property Search | 0 comments

Choose Your Buyers Agent Carefully


Nora recently moved to town to start a new job and explored the possibility of buying a home. She contacted somebody she met who was a realtor, and they looked at a few houses. Nora then met with a lender to get pre-approved for a mortgage and was disappointed when this lender insisted that the only way to buy a home was to come up with a $20,000 down payment.

Nora went back to the realtor she was relying on as her real estate advisor and asked if there were other options. This realtor said that they would ask some people to see what they could find and would let her know what they could figure out. When Nora followed up, this realtor told her they could not find any other options for a lower down payment or no down payment financing.

 This might be the end of the pursuit for many prospective home buyers, but not this one. She refused to accept defeat and continued to seek help from a true real estate expert.

Then This Happened…

Fair Credit Required!

  • Minimum Credit Score: 640
  • No Bankruptcy Prior 2 Yrs
  • No Foreclosure Prior 4 Years
  • Minimum Monthly Income $3000

On a recent Friday, Nora was on our website (like you are now) and clicked on the “Book an Appointment” button to schedule a phone call for later that same day.

We spoke on the phone in the afternoon and based on the information discussed, I knew she would be approved for a mortgage with down payment assistance. I then put her in touch with our lender and we had a pre-approval letter for FHA with down payment assistance in hand by 7:00 PM.

How to Buy a House With No Money

In just a few hours, we took her from feeling like homeownership was impossible to pre-approval for a mortgage with a down payment assistance program. We didn’t need to find out, ask about or figure out anything–we already knew everything, so we just got it done.


Buyers Agent Finds a Home

Representing her as a buyer’s agent, we set out the next day to find the perfect home. By Sunday afternoon, we had found the perfect home and began negotiating with the seller’s agent for the price and terms that would achieve the desired result for our buyer. 

 By Sunday evening, we were under contract and had negotiated to have the seller pay all of our buyer’s closing costs.  


How Much is a Down Payment on a House?

Zero! Zip! Zilch! Zot!


We accomplished no down payment with the lender’s pre-approval for a mortgage and down payment assistance program. Then we accomplished no closing costs with the negotiated terms of the contract.

That is how to buy a home with no down payment and no closing costs.

Accomplishing all of that in less than 60 hours after being contacted by this buyer is impressive if we dare say so ourselves. The fact is that we can accomplish things quickly because we know exactly what to do in every situation.


Can You Buy a House with No Money Down?

What are your plans for this weekend? Would you like to buy a house with no down payment and no closing costs? Click on the link below right now to book an appointment and let’s get started.  

Closed on a House with Down Payment Assistance

Achieving full loan approval quickly, we exceeded expectations and closed just 21 days after this buyer contacted us. Dare we self-brag just one more time? Wow!  That is impressive!


Work with the Best Real Estate Agent who

Knows the Mortgage Process and DPA Programs

Remember the lender who insisted on a $20,000 down payment and the realtor who could not find a program after they checked with others and tried to figure it out? There are many more just like them. Most of the buyers we work with have had a similar experience.

 We regularly accomplish what others believe is impossible. This happens so often that it is almost becoming our trademark. Just because they don’t know how to do it doesn’t mean that it is impossible, it just means that they don’t know how to do it. That we can do it and make it look easy doesn’t mean that we have some magic to make it happen. It just means that we know how to do it and are great at getting it done. 

How to Get Pre-Approved for a Mortgage to Buy Your New Home with No Money Down

If you’re ready to buy a home using a mortgage assistance home loan, connecting with the expert Pueblo realtors at Realty Advisors Guaranteed Home Sale is your next step. 

 As industry experts we have the knowledge to match the right assistance program and financing solution to get you the home that you want. In fact, we guarantee you can buy a home with no down payment and no closing costs.  

Achieving your dream of homeownership can be easy. Schedule an appointment with us and see just how quick and effortless it can be.


What Are Down Payment Assistance Programs?

These programs can involve a down payment grant given to a homebuyer without repayment, a loan to cover a down payment that typically has an underlying FHA loan, or select conventional loans.

Some lending programs like USDA and VA finance 100% of the purchase price and do not require down payment assistance.

Several loan products like Bank of America Community Affordable Loan now have down payment assistance built into the loan.

Qualification requirements for a down payment assistance program are like the requirements of a home loan. 

 Buyers must have a credit score above 620 and a reliable source of income.

They do not need to be first-time homebuyers, down payment assistance is available to everyone, not just for first-time buyers.

Are you thinking about applying for a home loan or down payment assistance? Don’t decide until you have the right information. Click on our Book an Appointment button and schedule a call with us. Trust us, it’s worth it.

Don’t wait until you’re ready to buy a home to book an appointment. Book an appointment and we will help you prepare now and you will achieve a better outcome later.

If you’re still hesitant to book an appointment, we understand. However, we can’t let you leave our website and enter a world where lenders and realtors might not have your best interests in mind. That’s why we offer the Complete Guide to Every No Down Payment Program.. This valuable tool breaks down all the details of every program in a side-by-side comparison, so you can make the best decision. Don’t let the title fool you. This guide is concise and strategic. Get the information you need to make informed decisions.

Get Your Free Report Now

Phil McDonald, MScRE

Phil McDonald is a recognized real estate expert and an award-winning broker. He has a Master of Science Degree in Real Estate from the University of Denver and is Professionally licensed as an Employing Broker and Certified General Appraiser, he holds the highest-level licensing credentials and has an extensive track record as a residential and commercial real estate expert.

Realty Advisors Guaranteed Home Sale

Realty Advisors Guaranteed Home Sale is your boutique Colorado real estate brokerage with certified expertise in every aspect of a real estate transaction. A refreshingly different type of brokerage business, our comprehensive services are perfect for clients who want a hassle-free, successful real estate transaction. Providing full-service real estate agency in Pueblo, Colorado Springs, and Denver. Commitment to our clients’ experience means that you can always count on us to achieve your desired result. In fact, we guarantee it!

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